Rates

Loan Rates

Posted rates are lowest possible rate, rates are calculated based on individual credit scores and may vary depending on past credit history. See loan officer for details.

Auto Rates
Effective Date: Saturday, July 22nd, 2017
TermRate
2017 - 2015 up to 15,000 miles 84 Months 5.50%
2017 - 2015 up to 15,000 miles Up to 72 Months 3.99% New Money
Used 2016-2015 60 Months 3.99%
Used 2014 60 Months 3.99%
Used 2013-2012 60 Months 4.25%
Used 2011 60 Months 5.25%
Used 2010-2007 60 Months 5.25%
2006+ Older 42 Months 6.25%
Untitled Rates-Golf Carts, Hot Tubs, Windmills, Snowmobiles, etc. New/Used 60 New 4.99%, Used 5.99%
Unsecured 42 Months 8.95%
Unsecured 60 Months 9.95%

Recreational Vehicles (Titled)
Effective Date: Saturday, July 22nd, 2017
TermRate
New - 2001 120 7.00%
Valued over 10,000.

Recreational Vehicles (Untitled)
Effective Date: Saturday, July 22nd, 2017
Includes: Golf Carts, Tractors, Lawn Mowers, Hot Tubs, Appliances, Windmills, Outdoor furnaces
TermRate
Golf Carts, Hot tubs, Windmills, Snowmobiles, etc. New - 60 / Used - 60 New - 4.99% / Used - 5.99%

Other Loans
Effective Date: Saturday, July 22nd, 2017
TermRate
Mobile Homes 120 months 15.00%
One Payment Notes 6 months 18.00%
Share Secured No Max. Term 2.00% Over Share Rate
CD Secured Match CD Term 1.50% Over CD Rate
Beat the Rate by .50% Match Term  
*Discounts with payroll deduction or auto withdrawal from our institution or other may apply.


Limestone Federal Credit Union VISA
A.P.R.Cash Advances APRBalance Transfers APRMinimum Finance ChargeAnnual Membership FeeGrace PeriodLate Payment FeeOver the Limit Fee
13.9% 13.9% 13.9% 0.00% $0.00 25 Days $10.00 $0.00
Platinum VISA
9.99%
9.99% 9.99% 0.00% $0.00 25 Days $10.00 $0.00
A.P.R. = Annual Percentage Rate

Deposit Rates

Products
NameA.P.R.A.P.Y.
Regular Share Accounts 0.10% 0.10%
I.R.A. Accounts 1.50% 1.50%
6 Month Certificate of Deposit 0.25% 0.25%
12 Month Certificate of Deposit 0.65% 0.65%
18 Month Certificate of Deposit 0.85% 0.85%
24 Month Certificate of Deposit 0.90% 0.90%
30 Month Certificate of Deposit 0.95% 0.95%
JUMBO CERTIFICATE RATES - EFFECTIVE DECEMBER 1, 2016
12 Month $50,000.00 Minimum 0.80% 0.80%
12 Month $100,000.00 Minimum 0.90% 0.90%
18 Month $50,000.00 Minimum 1.00% 1.00%
18 Month $100,000.00 Minimum 1.10% 1.10%
24 Month $50,000.00 Minimum 1.20% 1.20%
24 Month $100,000.00 Minimum 1.30% 1.30%

A.P.R. = Annual Percentage Rate
A.P.Y. = Annual Percentage Yield
Rates subject to change at any time without notice



 

 

Limestone FCU|131 River Street |Manistique, MI 49854
(906) 341-5866|Fax: (906) 341-6070|lfcu@limestonefederal.com
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act