Rates

Loan Rates

Posted rates are lowest possible rate, rates are calculated based on individual credit scores and may vary depending on past credit history. See loan officer for details.

Auto Rates
Effective Date: Thursday, September 21st, 2017
TermRate
Titled 2018-2017 < 15,000 miles A-B Credit Only 84 Months 5.50%
Titled 2018-2017 < 15,000 miles 72 Months 3.99%
Titled 2016 60 Months 3.99%
Titled 2015-2014 60 Months 5.25%
Titled 2013 60 Months 5.25%
Titled 2012-2009 60 Months 5.25%
Titled 2008 and Older 42 Months 6.25%

Recreational Vehicles (Titled)
Effective Date: Thursday, September 21st, 2017
TermRate
2017-2001 Value > $10,000 120 7.00%

Recreational Vehicles (Untitled)
Effective Date: Thursday, September 21st, 2017
Includes: Golf Carts, Tractors, Lawn Mowers, Hot Tubs, Appliances, Windmills, Outdoor furnaces
TermRate
Untitled Items - New 60 4.99%
Untitled Items - Used 60 5.99%

Other Loans
Effective Date: Thursday, September 21st, 2017
TermRate
Mobile Homes 120 15%
One Payment Notes 6 months 18.00%
Share Secured Unlimited Share Rate + 2%
CD Secured Term of Certificate Cert. Rate + 1.50%
Beat the Rate by .50% Match Term  
*Discounts with payroll deduction or auto withdrawal from our institution or other may apply.
Personal 42 8.95%
Personal 60 9.95%


Limestone Federal Credit Union VISA
A.P.R.Cash Advances APRBalance Transfers APRMinimum Finance ChargeAnnual Membership FeeGrace PeriodLate Payment FeeOver the Limit Fee
13.9% 13.9% 13.9% 0.00% $0.00 25 Days $10.00 $0.00
Platinum VISA
9.99%
9.99% 9.99% 0.00% $0.00 25 Days $10.00 $0.00
A.P.R. = Annual Percentage Rate

Deposit Rates

Products
NameA.P.R.A.P.Y.
Regular Share Accounts 0.10% 0.10%
I.R.A. Accounts 1.50% 1.50%
6 Month Certificate of Deposit 0.25% 0.25%
12 Month Certificate of Deposit 0.65% 0.65%
18 Month Certificate of Deposit 0.85% 0.85%
24 Month Certificate of Deposit 0.90% 0.90%
30 Month Certificate of Deposit 0.95% 0.95%
JUMBO CERTIFICATE RATES - EFFECTIVE DECEMBER 1, 2016
12 Month $50,000.00 Minimum 0.80% 0.80%
12 Month $100,000.00 Minimum 0.90% 0.90%
18 Month $50,000.00 Minimum 1.00% 1.00%
18 Month $100,000.00 Minimum 1.10% 1.10%
24 Month $50,000.00 Minimum 1.20% 1.20%
24 Month $100,000.00 Minimum 1.30% 1.30%

A.P.R. = Annual Percentage Rate
A.P.Y. = Annual Percentage Yield
Rates subject to change at any time without notice



 

 

Limestone FCU|131 River Street |Manistique, MI 49854
(906) 341-5866|Fax: (906) 341-6070|lfcu@limestonefederal.com
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act