Quick Rates

Deposit Rates

Regular Share Accounts 0.10% 0.10%
I.R.A. Accounts 1.50% 1.50%
6 Month Certificate of Deposit 0.50% 0.50%
12 Month Certificate of Deposit 0.65% 0.65%
24 Month Certificate of Deposit 0.90% 0.90%
30 Month Certificate of Deposit 0.95% 0.95%

More Rates
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield


We're excited to announce we will be creating our very own cookbook. The books will be sold with proceeds going towards buying financial literacy materials for our area schools. Please submit any recipes you wouldn't mind sharing and ask your friends and family as well. You may submit up to three recipes. Please email your recipes to Education Coordinator, Kortney Veitengruber at kveitengruber@limestonefederal.com no later than August 3rd. Please be sure to include your name, phone number, and email address. Please remember all ingredients with detailed directions. Please remember to indicate how many servings your recipe will make. Please also remember to include the name of your dish. And finally, please indicate at the top of your form what category your recipe falls into from the following: Appetizers & Beverages, Soups & Salads, Vegetables & Side Dishes. Main Dishes, Breads & Rolls, Desserts, Cookies & Candy,
 This & That.

Click on the icon below to see the latest news for August!

Great things keep happening over at LFCU. Earlier this year, it was announced LFCU would be honored as the Outstanding Credit Union of the Year by the Michigan Credit Union League and Affiliates. A video tribute by the MCUL was presented for the first time at the awards ceremony during the annual state conference at the Grand Traverse Resort in Traverse City, Michigan. Click on the link below and enjoy the video of your hometown Credit Union. Please remember to "LIKE OUR PAGE", thanks!

You're only one click away from checking out our new Products and Services brochure...


An aggressive and sophisticated phone scam targeting taxpayers, including recent immigrants, has been making the rounds throughout the country.  Callers claim to be employees of the IRS, but are not.  These con-artists can sound convincing when they call.  They use fake names and bogus IRS identification badge numbers.  They may know a lot about their targets, and they usually alter the caller ID to make it look like the IRS is calling.    For more important information please click here

Sayklly's Milk and White Chocolate Roses at LFCU



LFCU has a home for sale. To view, please click here. Thank You!


Hours of Operation

                            Lobby               Drive-Through

Monday               8:30-5:00         7:30-5:00

Tuesday              8:30-5:00         7:30-5:00

Wednesday        8:30-7:00        7:30-7:00

Thursday             8:30-5:00         7:30-5:00

Friday                  8:30-5:30         7:30-5:30

Saturday              Closed             9:00-12:00

Sunday                Closed           10:30-1:30



Congratulations to MHS students Samantha Jasmin (right) and Madelyn Van Noller (left) for winning the LIMESTONE FEDERAL CREDIT UNION YOUTH SAVINGS CLUB LOGO DESIGN AND NAME CONTEST.

Samantha's Future Fun-ds entry was selected for the mature student group of 13+ years of age. It features a fun play-on-words along with a dollar sign with an arrow pointing upwards towards future savings.

Madelyn's designed received recognition for inspiring the Early Bird Savings Club geared towards the younger set of the 12 and under group experiencing the joys and rewards of saving for the first time.

Both winners received an iPad Mini courtesy of Limestone Federal CU. Congratulations ladies on a job well done!


Over the past few years studies have shown that savings have risen as debt has fallen, and that's a good thing.

Still many people continue to struggle with high debt levels.  If you're in that situation, maybe it's time to look at your debts in a new way.  If you qualify, you'll make better progress retiring those old debts by swapping them in for lower rate credit union loans.

Bring  your high-interest debts to LIMESTONE FEDERAL CREDIT UNION loan officer.  There's a very good chance  you'll be able to reduce your interest rate, and that will make your payments go further and reduce your bills faster.  

You can do better at LFCU.  Swap out your high-interest rate loans for fair-rate credit union loans.


Local scam alert!  There have been reports of callers using various scenarios in order to compromise personal information.   Do not give any information to these callers, or anyone asking for financial or other personal information. 

Fraud can happen anywhere, anytime, to anyone. Take precautions when giving out financial or identity information. Report any unusual phone calls to local authorities.  LFCU will never contact you asking for personal information.  Monitor your account regularly.  Our new Mobile App and Internet Teller help make this easy and convenient.

If you suspect you may have been a victim of any type of financial or identity fraud, please contact us immediately at 906-341-5866.  If it is after business hours and you believe your card to be compromised, lost, or stolen, contact our after-hours number. For VISA call 800-991-4961, for ATM/Debit call 888-241-2510.


LFCU has teamed up with the Manistique Farmers Market to offer our active members a discount. Qualified members are eligible to purchase $10.00 in “Market Bucks” at a discounted price of $7.50. Stop in and get yours today!


 Credit Unions are member owned cooperatives, formed to provide access to low cost loans and higher dividend rates to their membership.  Funds of all members are pooled and managed for the benefit of each of our member owners rather than a group of investors.  Please take a moment to send a note to our members of congress to help the ongoing fight for the re-authorization of the Credit Union tax exempt status.  The letter can be accessed at  http://www.donttaxmycreditunion.org/take-action/ It is pre-written and only takes a few minutes to complete, thank you in advance for taking time to help with this issue. 

  • Apply for your Home Mortgage ON LINE!  Located under "Loans & Credit".



All funds in a “non-interest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
The term “non-interest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov
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Limestone FCU|131 River Street |Manistique, MI 49854
(906) 341-5866|Fax: (906) 341-6070|lfcu@limestonefederal.com
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act