Quick Rates

Deposit Rates

Products
NameA.P.R.A.P.Y.
Regular Share Accounts 0.10% 0.10%
I.R.A. Accounts 2.09% 2.10%
6 Month Certificate of Deposit 0.50% 0.50%
12 Month Certificate of Deposit 0.65% 0.65%
12 Month Certificate of Deposit - Jumbo > $50,000.00 1.30% 1.30%
2 Year Certificate of Deposit 1.15% 1.15%
30 Month Certificate of Deposit 1.15% 1.15%
12 Month Certificate of Deposit - Jumbo > $100,000.00 1.40% 1.40%

More Rates
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield

News

 We will be CLOSED Friday, April 18, 2014 from 12 Noon until 3 P.M, will re-open at 3 P.M.  We will also be CLOSED Sunday, April 20, 2014. 

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 April 8, 2014 is the last day Microsoft will be offering support for their Windows XP operating system.  To learn more about what this means for you, if you currently have Windows XP, please visit their website.  Here they provide details about ending their support and assistance with migrating to a newer operating system.

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Target Scam Alert!  We have learned of malicious emails related to the recent Target breach. The e-mails look like they are from Target and notify you that your card may be compromised.  Proceed with caution if you receive an email from Target.  DO NOT OPEN any links that may be included in these emails.  This could allow access to personal information.  Target plans to post any and all emails on to their breach-related site so its customers will know the difference between valid emails and malicious emails.

 

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Local scam alert!   It has been reported that a “Private Caller” may be contacting members via telephone offering a special on our VISA or other products. Do not give any information to these callers, or anyone asking for financial or other personal information.   

 
Fraud can happen anywhere, anytime, to anyone. Take precaution when giving out financial or identity information.  Report any unusual phone calls. LFCU will never contact you asking for personal information. Monitor your account regularly. Mobile and Internet Teller help make this easy and convenient. 
 
If you suspect you may have been a victim of any type of financial or identity fraud, please contact us immediately at 906-341-5866. If it is after business hours and you believe your card to be compromised, lost, or stolen, contact our after-hours number. For VISA call 800-991-4961, for ATM/Debit call 888-241-2510.

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We now have a new Drive Through entrance.  Please enter on the south side of the building near the old Secretary of State/Video Store.

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 Credit Unions are member owned cooperatives, formed to provide access to low cost loans and higher dividend rates to their membership.  Funds of all members are pooled and managed for the benefit of each of our member owners rather than a group of investors.  Please take a moment to send a note to our members of congress to help the ongoing fight for the re-authorization of the Credit Union tax exempt status.  The letter can be accessed at  http://www.donttaxmycreditunion.org/take-action/ It is pre-written and only takes a few minutes to complete, thank you in advance for taking time to help with this issue. 

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US Treasury and Social Security Benefit Payments:

The U.S. Department of Treasury and the Social Security Administration have converted electronic benefit payments to a new payment processing system. The ID code that is attached to your deposits will now change randomly.  Limestone Federal Credit Union uses this ID code to transfer or re-route your deposit into your shares based on your instructions. Because the ID code is not consistent your deposits may not transfer to the share or loan as previously instructed. Our processor is working on a solution. Please monitor your deposits and transfers very closely. If you have any questions please contact us at 906.341.5866.
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  • Limestone will NEVER contact you via email asking for private information. 
  • Our drive thru is now open at 7:30am Monday through Friday.
  • For your convenience our lobby will now be open Fridays until 5:30pm.
  • ALERT!!  Do not give out any personal information over the phone or via email.  Limestone Federal Credit Union will not contact you by phone or email for personal information.
  • Apply for your Home Mortgage ON LINE!  Located under "Loans & Credit".

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NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS 

All funds in a “non-interest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
 
The term “non-interest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov
 
 
Member Cellular Discounts with Sprint

 

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Limestone FCU|131 River Street |Manistique, MI 49854|(906) 341-5866|Fax: (906) 341-6070|lfcu@up.net
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act